1

Withdrawal with 5 working days notification

Refund 80% of the instalment paid

2

Withdrawal with less than 5 working days notification

Refund 30% of the instalment paid

3

Refund through TT payment into foreign bank handling and TT charges

$1000

4

Termination from HKCA except damaged caused from students

Refund proportionally (according to the number of lessons attended)